Hagerty, Inc. provides insurance and related services for collector cars and enthusiast vehicles, serving a community of owners who treat special cars as long-term assets and hobbies. The company also operates Hagerty Drivers Club, car events, media and entertainment, and a marketplace for buying and selling enthusiast vehicles, creating an integrated ecosystem around automotive passion.
10,2 %
+17,3 %
1.00
0.99
| % | |
|---|---|
| Insurance | 70% Specialty insurance for collector cars and enthusiast vehicles, including MGA-originated policies and reinsurance participation. |
| Membership | 10% Hagerty Drivers Club membership fees and related benefits that deepen engagement and retention. |
| Marketplace | 15% Broad Arrow and related marketplace activities for buying, selling, and auctioning enthusiast vehicles. |
| Events and Media | 5% Car events, content, and entertainment platforms that support brand awareness and community engagement. |
Hagerty sells primarily to automotive enthusiasts, collector-car owners, and drivers of special-use vehicles who want...
Buy specialty insurance for high-value or collectible vehicles because standard auto policies do not fit their usage or valuation needs.
Buy insurance and membership products for hobby vehicles used for enjoyment, events, and occasional driving.
Refer customers to Hagerty because its niche focus helps them serve specialty auto demand without building the product themselves.
Use Broad Arrow and related channels to transact in collector and enthusiast vehicles, including auctions and private sales.
Buy HDC memberships and event access for community, content, and ownership support.
Hagerty is primarily a U.S.-based business, with its insurance distribution, underwriting, and marketplace activity...
Hagerty is prioritizing the highest-return parts of its automotive ecosystem: specialty insurance, membership...
Higher quota share retention increases participation in underwriting profit but also raises risk exposure.
Community and club benefits support long policy life and recurring revenue.
Management is exiting or reorganizing lower-priority assets to improve growth and profit mix.
Marketplace activity broadens the ecosystem and creates additional transaction revenue.
Hagerty’s biggest risks come from concentration in specialty insurance distribution, underwriting performance, and...
A meaningful share of premium comes through a limited number of partners, so loss of one relationship could reduce new business and retention.
Assuming more quota share increases exposure to adverse loss trends and large claims.
If retrocessional protection becomes unavailable or counterparties fail, Hagerty may need to retain more risk or add capital.
Hagerty, Inc. depends on distributions from THG and regulated subsidiaries to meet taxes and other obligations.
Insurance policies, claims, and marketplace transactions can be subject to fraudulent activity.
: 28.4.2026