Payment market changes
Demand for cash handling and related services depends on how quickly consumers and merchants shift away from cash.
- Scope
- Core cash services and ATM-related activities
- Materiality
- high
Loomis
Loomis is a cash and valuables management company that transports, stores, counts, and processes cash and other high-value items for financial institutions, retailers, and other businesses. It also provides adjacent services such as automated cash handling, ATM-related services, cross-border transport, and digital payment solutions through Loomis Pay, with operations organized across the United States, Europe, Latin America, and SME/Pay.
| % | |
|---|---|
| Core cash services | 58% Cash in Transit, cash collection, counting, and cash management services. |
| Adjacent cash and valuables services | 42% ATM services, automated cash handling, international transport, storage, and FXGS. |
| Digital services | 0% Loomis Pay and related payment processing and POS solutions for SMEs. |
Loomis serves central banks, commercial banks, retailers, and large companies that need secure handling of cash and...
- Central banksprimary
Buy secure cash logistics, storage, and handling services to support currency circulation.
- Commercial banksprimary
Use CIT, CMS, ATM, and valuables services to outsource cash operations.
- Large companies and retailersprimary
Buy cash collection, counting, and automated handling to reduce in-house complexity.
- SMEssecondary
Buy Loomis Pay and related payment solutions for POS, processing, and cash integration.
- Public and institutional customerssecondary
Use secure transport and storage for valuables and sensitive items.
Loomis reports operations across two geographical segments, the USA and Europe & Latin America, plus the SME/Pay...
- •USA is one of the main operating geographies
- •Europe & Latin America form the other main geographic segment
- •SME/Pay operates across all regions
- •Local regulation and cash usage shape demand by country
- •Cross-border transport links multiple markets
Loomis is focused on profitable and sustainable growth through expansion in established markets, product growth through...
01
Grow in established marketsmedium-term
The company already has a dense operating footprint and can deepen share with existing customers.
02
Generate growth and product expansion through M&Amedium-term
Acquisitions can add geography, capabilities, and customer relationships in a fragmented market.
03
Drive operational excellence and scalabilityshort-term
Security-intensive logistics businesses depend on route density, process discipline, and scale.
04
Lead sustainability in the industrymedium-term
Lower emissions, safety, and compliance support customer trust and employee retention.
Loomis is exposed to structural changes in payment behavior, since lower cash usage can reduce demand for parts of its...
Attracting and retaining employees
The business relies on trained staff for secure transport, handling, and compliance-heavy operations.
- Scope
- Operations, security, and service quality
- Materiality
- high
Compliance and business conduct
Operating in multiple countries increases exposure to bribery, corruption, labor, and safety issues.
- Scope
- Subsidiaries, suppliers, and regulated customer relationships
- Materiality
- high
Geopolitical and macro volatility
Conflicts, tariffs, inflation, and interest-rate changes can raise operating complexity and costs.
- Scope
- Fuel, energy, transport, and procurement
- Materiality
- medium
Climate-related disruption
Extreme weather and supplier delays can interrupt logistics and alter customer needs.
- Scope
- Transport routes, facilities, and supplier network
- Materiality
- medium
Revenue recognition timing
Cash services, automated solutions, international transport, and Loomis Pay
Goodwill and acquired intangibles
Reported EBIT and balance sheet carrying values
Contingent and deferred consideration
Income statement volatility and purchase accounting
IFRS 16
IFRS 16 leases
EBITDA, leverage, and cash flow presentation
Tax provisions and audits
Effective tax rate and contingent liabilities
: 11/08/2026