Intrum

Intrum is a leading credit management company in Europe, operating in 20 countries and headquartered in Stockholm, Sweden. The company specializes in offering comprehensive credit management services, including debt collection and portfolio investments, to help businesses improve cash flow and profitability. Intrum serves around 80,000 companies and employs over 9,800 professionals. Its shares are listed on the Nasdaq Stockholm exchange.

8.4k

1.18

0.99

— Intrum
%
Credit Management Services40% Services covering the entire credit management chain, acting as agents.
Strategic Markets30% Acting as agents to collect late payments on clients’ behalf.
Portfolio Investments30% Investing in and collecting overdue receivables on own behalf.

Intrum's customers primarily include businesses across Europe seeking to manage their credit and improve cash flow...

  • European Businessesprimary

    Utilize credit management services to improve cash flow and reduce financial risks.

  • Financial Institutionssecondary

    Outsource debt collection and portfolio management to focus on core operations.

  • SMEsemerging

    Seek solutions for timely payments and financial health.

Intrum operates in 20 countries across Europe, with a strong presence in Northern, Middle, and Southern Europe...

  • Presence in 20 European countries
  • Headquartered in Stockholm, Sweden
  • Key markets: Sweden, Germany, Spain, Italy
  • Broad geographic reach mitigates regional risks

Intrum's strategic priorities focus on maintaining market leadership through a capital-light strategy, leveraging...

01
Capital-light strategymedium-term

To reduce leverage and enhance financial flexibility.

02
Operational excellenceshort-term

To improve efficiency and service quality.

03
Client focuslong-term

To maintain market leadership and customer satisfaction.

Intrum faces several risks, including economic downturns that could affect clients' ability to pay debts, regulatory...

critical

Economic downturns

Could reduce clients' ability to pay debts.

Materiality
high
high

Regulatory changes

May impact credit management practices.

Materiality
medium
high

Geopolitical risks

Affect operations in multiple countries.

Materiality
high
medium

Competition

Could affect market share and pricing.

Materiality
medium
medium

Technological disruptions

Integration of AI and new technologies.

Materiality
medium
Revenue recognition
high
Goodwill impairment
medium
Estimates and provisions
medium

: 11/08/2026