Verisk Analytics, Inc.

Verisk Analytics is a U.S.-based data, analytics, and technology company focused on the insurance ecosystem. It provides proprietary data assets, statistical models, software platforms, and decision-support tools used in underwriting, claims, catastrophe modeling, weather risk, and specialty insurance workflows.

52,2 %

69,9 %

29,6 %

+6,6 %

1.20

1.20

— Verisk Analytics, Inc.
%
Underwriting Solutions56% Data, models, and software used for rating, pricing, and underwriting insurance risk.
Claims Solutions24% Tools for claims handling, fraud detection, repair estimating, and injury analytics.
Specialty Business Solutions12% Software for specialty insurance and reinsurance workflows, including placement and claims.
Life and Annuity Solutions5% Producer licensing, onboarding, appointment, and compliance tools for life insurance.
Other Risk Analytics3% Catastrophe, weather, exposure, and niche analytics products sold across insurance markets.

Verisk sells primarily to insurers, reinsurers, brokers, managing general agents, and other participants in the...

  • Tier One insurance clientsprimary

    The largest insurers and global accounts that buy multiple integrated solutions across underwriting, claims, and specialty workflows.

  • Tier Two large and middle-market clientsprimary

    Mid-sized insurers and specialty firms that purchase selected analytics, software, or claims products.

  • Tier Three specialty clientssecondary

    Smaller or niche companies that buy a single product line or regional solution.

  • P&C insurersprimary

    Buy rating, underwriting, claims, catastrophe, and fraud analytics to improve risk selection and claims handling.

  • Life and annuity carrierssecondary

    Buy producer licensing, onboarding, appointment, and compliance tools to automate distribution workflows.

  • Brokers, reinsurers, and MGAssecondary

    Buy specialty software for placement, policy administration, and reinsurance processing.

Verisk operates primarily in the United States, where it serves much of the property and casualty insurance market...

  • •Primary exposure is the U.S. property and casualty insurance market
  • •London is a key hub for specialty insurance software and workflows
  • •Products are also sold across Europe and other global insurance centers
  • •International expansion supports specialty and niche analytics offerings

Verisk’s strategy centers on embedding its data and analytics into customer workflows so that clients use multiple...

01
Deepen workflow integrationmedium-term

Embedded tools are harder to replace and support multi-product adoption.

02
Expand specialty and life insurance offeringsmedium-term

These areas broaden the addressable market beyond core P&C analytics.

03
Add differentiated data and modelslong-term

Proprietary datasets and models are the core source of product value.

04
Grow internationally in specialty marketsmedium-term

Global specialty insurance markets provide additional workflow and software demand.

Verisk depends on the quality, security, and relevance of its data and models, so errors, model limitations, or cyber...

high

Model risk and analytical error

Customers rely on Verisk outputs for underwriting, claims, and catastrophe decisions, so inaccurate models can reduce trust and create losses.

Scope
Underwriting, claims, catastrophe modeling
Materiality
high
high

Cybersecurity and data privacy breaches

The business stores and processes sensitive insurance and proprietary data across internal and third-party systems.

Scope
Cloud providers, customer data repositories
Materiality
high
medium

AI-related compliance and reputational risk

New AI features can introduce bias, privacy, security, and intellectual property concerns.

Scope
Internal systems and customer-facing products
Materiality
medium
medium

Competitive pressure

Customers can use internal resources or alternative vendors, which can pressure pricing and retention.

Scope
P&C analytics, specialty software, life solutions
Materiality
high
medium

Customer concentration and renewal risk

Large Tier One clients buy multiple products, so loss of a major account could affect revenue.

Scope
Large insurance groups
Materiality
medium
Goodwill and intangible assets
Can materially affect operating income and net income
Acquisition purchase price allocation
Impacts earnings pattern after acquisitions
Revenue recognition
Affects quarterly revenue comparability
Allowance for doubtful accounts
Affects net revenue and working capital
Pension and postretirement assumptions
Affects operating expense and balance sheet

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: 11/08/2026