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Use cases for students

Learn finance from real annual reports

Textbooks explain a standard; annual reports show how companies apply it. Ask about either and see the report page the answer comes from.

Company figures come in one consistent format, so a case study starts from the numbers, not from copying tables.

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An answer on how construction companies recognize revenue under IFRS 15, with the cited page of Kreate's 2023 financial statements open
An IFRS question answered from the companies’ own reports, with the cited page open
What students use Clarifo for

From a question to a case study

See how a standard is applied

Ask how companies handle an accounting question and read the passage from their own report.

  • Answers to IFRS, IAS and US GAAP questions, with citations
  • Examples of how companies handle the same issue in their reports
An answer on how Microsoft recognizes Microsoft 365 revenue, next to the highlighted passage in Microsoft's 10-K
An answer and the report page it cites, side by side

Company figures for coursework

Pull the financials of the companies in your case into one table instead of retyping them.

  • Income statement, balance sheet and cash flow in one consistent format
  • Companies and periods compared in one table
  • Links to the original reports
Microsoft's fiscal 2026 key figures on its Clarifo company page: revenue 331.8 bn USD (+17.8 %), operating profit 155.2 bn USD, EBIT margin 46.8 %, net income 133.7 bn USD and free cash flow 67.0 bn USD, with revenue and operating profit 2021–2026
Key figures and their trend on a company page

Ask about a company

Ask what changed in a company’s latest report and follow up in the same conversation.

  • Answers grounded in the company’s own reports
  • Finnish, Swedish and English reports from a single question
An answer on YIT's Q1 2026 figures in the workspace chat, with the company panel beside it
A company question in the workspace chat, with the company panel alongside
Go further

Related pages

Worked example: forest valuation under IAS 41How two companies value their forests, quoted from their annual reports.GuidesGuides to financial statements, key figures and reporting standards.Company pagesKey figures, statements and filings for each company.
FAQ

Frequently asked questions

Do I need to know where to look in the report?

No. Ask in plain language; the answer cites the report page it is based on, so you also learn where that information sits in an annual report.

Which companies and reports are included?

Public companies in the United States, Finland and Sweden: annual reports, interim reports and SEC filings.

Can I try it before paying?

Yes. Every plan starts with a 7-day free trial.

Start a 7-day free trial.

Search filings, retrieve financials and build source-backed analysis.

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