USBC, Inc.

USBC, Inc. is a U.S.-based financial technology company focused on digital financial services, including tokenized deposit products and blockchain-based banking infrastructure. The company also maintains a Bitcoin treasury strategy and retains technology capabilities from its legacy non-invasive health monitoring business.

1.85

1.85

— USBC, Inc.
%
Tokenized deposits45% Blockchain-based U.S.-dollar deposit products designed for digital payments and transfers.
Fintech platform and infrastructure25% Technology and compliance infrastructure supporting banking and digital-asset services.
Digital asset treasury15% Bitcoin holdings and related treasury management used to support corporate strategy.
Health monitoring research15% Non-invasive diagnostic and sensor research retained from the legacy business.

USBC’s target customers are banks, fintech partners, and end users of tokenized deposit products...

  • Banking partnersprimary

    Banks that provide deposit custody, regulatory coverage, and banking rails for tokenized products.

  • Fintech distribution partnersprimary

    Platforms that distribute tokenized deposits to retail or small-business users.

  • Retail end userssecondary

    Individuals using tokenized deposit products for digital payments and transfers.

  • Technology and infrastructure partnerssecondary

    Vendors and service providers supporting blockchain, cloud, and security operations.

  • Research and development stakeholdersemerging

    Internal and external users of the legacy health-monitoring research program.

USBC is headquartered in the United States and its core business is built around U.S.-dollar denominated financial...

  • •Headquartered in the United States
  • •Core products are U.S.-dollar denominated
  • •Business depends on U.S. banking and fintech regulation
  • •Distribution is expected to run through partner platforms
  • •Potential expansion would likely follow partner and licensing reach

USBC is building a tokenized deposit platform that can be distributed through regulated banking and fintech partners...

01
Launch and scale tokenized depositsshort-term

The platform is the core commercial product and the main path to future revenue.

02
Deepen regulated partner distributionshort-term

Partner banks and platforms reduce licensing burden and accelerate customer access.

03
Strengthen treasury and capital flexibilitymedium-term

Bitcoin holdings and financing capacity support development and operating runway.

04
Retain optionality in legacy technology assetsmedium-term

The sensor business may be monetized or retained depending on strategic fit.

USBC’s business depends on a product that is still in development, so execution, partner adoption, and regulatory...

high

Unlaunched tokenized deposit product

Revenue depends on a platform that is still being developed and tested.

Scope
Core business model
Materiality
high
high

Partner dependency

Custody, distribution, and regulatory permissions rely on banks and fintech partners.

Scope
Vast Bank, Uphold, other service providers
Materiality
high
high

Bitcoin volatility

Treasury holdings are marked at fair value, creating earnings volatility.

Scope
Digital asset reserve
Materiality
high
high

Cybersecurity and custody risk

Loss or compromise of private keys or systems could impair access to digital assets.

Scope
Treasury and platform infrastructure
Materiality
high
high

Regulatory change

Digital assets, stablecoins, and tokenized deposits face evolving federal and state rules.

Scope
U.S. financial services operations
Materiality
high
high

Financing and dilution risk

Development spending may require additional equity or debt capital.

Scope
Corporate funding
Materiality
high
Fair value accounting for Bitcoin
Operating results and balance sheet volatility
Revenue recognition for tokenized deposits
Timing and classification of revenue
Development-stage costs
Reported losses and asset values
Potential divestiture accounting
One-time gains/losses and asset presentation

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: 29/04/2026