Terra Income Fund 6, LLC

Terra Income Fund 6, LLC is a U.S.-based real estate investment company organized as a Delaware limited liability company and operating as a wholly owned subsidiary of Terra REIT. It originates, structures, underwrites, acquires, and manages a portfolio of real estate-related investments, primarily loans and other income-producing assets, with some flexibility to hold, sell, or make non-real-estate strategic investments.

— Terra Income Fund 6, LLC
%
Real estate-related lending60% Loans and credit investments secured by or linked to real estate assets.
Investment acquisition and portfolio management25% Purchased loans and managed investment positions held for income and value realization.
Fee and interest income10% Interest, dividends, fees, and other recurring income from the investment portfolio.
Strategic non-real-estate investments5% Non-real-estate investments made when they fit the fund's objectives and criteria.

The fund’s direct counterparties are borrowers, sponsors, and sellers of real estate-related credit assets rather than...

  • Real estate borrowersprimary

    Borrowers that use the fund's loans for property acquisition, refinancing, or development capital.

  • Loan sellers and originatorssecondary

    Financial institutions or lenders that sell existing loans into the portfolio.

  • Real estate sponsors and operatorsprimary

    Property owners and operators that need structured capital and ongoing servicing.

  • Strategic investment counterpartiesemerging

    Counterparties in non-real-estate investments that fit the fund's criteria.

The company is organized in the United States and operates through a U.S. legal structure, with investment activity...

  • •United States domicile and operating base
  • •Delaware legal entity structure
  • •Investment activity centered on U.S. real estate assets
  • •No disclosed country-level revenue split in the excerpts
  • •Geography matters mainly through U.S. property and credit market exposure

Terra Income Fund 6 focuses on sourcing, structuring, and managing income-generating investments that can be held to...

01
Direct origination and underwritingshort-term

Gives the fund control over credit quality, structure, and borrower terms.

02
Income generation from real estate-related assetsmedium-term

The portfolio is designed to produce recurring interest, dividends, and fees.

03
Flexible capital deploymentmedium-term

Allows the fund to buy existing loans or pursue selective non-real-estate opportunities.

The business is exposed to borrower credit performance, prepayment behavior, and changes in real estate values and...

high

Borrower credit deterioration and defaults

The portfolio depends on borrowers making scheduled payments and preserving collateral value.

Scope
Loan portfolio
Materiality
high
high

Interest rate and spread volatility

Asset yields and financing costs can move differently, affecting investment economics.

Scope
Income-producing credit assets
Materiality
high
high

Leverage and refinancing risk

The company references financial leverage and debt obligations, which can amplify losses.

Scope
Unsecured notes, term loan, participation agreement
Materiality
high
medium

Prepayment and refinancing risk

Loans may be repaid early, reducing expected income and altering portfolio duration.

Scope
Real estate-related loans
Materiality
medium
medium

Affiliate and conflict-of-interest risk

The fund is part of a managed group with related-party fees and shared expenses.

Scope
Terra REIT and REIT Manager relationship
Materiality
medium
Allowance for credit losses (CECL)
Loan portfolio valuation and provision expense
Fair value measurement of investments
Reported asset values and realized/unrealized gains or losses
Debt and participation agreement accounting
Financing costs and leverage presentation
Related-party expense allocations
General and administrative expense

Terra Property Trust, Inc.

TPTS · Real Estate Investment Trusts

Inland Real Estate Income Trust, Inc.

INRE · Real Estate Investment Trusts

REALTY INCOME CORP

O · Real Estate Investment Trusts

Sixth Street Specialty Lending, Inc.

TSLX

GENERATION INCOME PROPERTIES, INC.

GIPR · Real Estate Investment Trusts

Terreno Realty Corp

TRNO · Real Estate

: 29/04/2026