Rego Payment Architectures, Inc.

REGO Payment Architectures, Inc. is a U.S.-based software company centered on Mazoola®, a family-focused mobile banking and payment platform. The company develops a COPPA- and GDPR-compliant digital architecture for controlled payments, parental oversight, and youth financial literacy, and it is headquartered in Blue Bell, Pennsylvania.

−376 713,2 %

−426 355,6 %

0.00

— Rego Payment Architectures, Inc.
	%
Consumer mobile payment platform	40% Mazoola® app and related tools for family-controlled payments and money management.
White-label platform licensing	30% Licensed use of the underlying platform by banks, partners, and distributors.
Transaction and service fees	20% Fees tied to payment activity, platform usage, and support services.
Subscription revenue	10% Recurring monthly access fees for platform features and service tiers.

REGO sells primarily to partners that want to offer family-oriented financial products without building the compliance...

Financial institutionsprimary
Banks and similar institutions license the platform to add family wallet functionality to digital banking offerings.
Telecommunications companiessecondary
Telecom partners can bundle the platform for family accounts and youth payment use cases.
Consumer brands and distributorssecondary
Media, OEM, and merchant partners use the platform to engage family audiences and youth users.
Parents and guardiansprimary
Adults use the app to set controls, approve transactions, and manage child accounts.
Minors and teensprimary
Children and teens use the platform for chores, allowances, and supervised spending.

REGO is headquartered in Blue Bell, Pennsylvania and operates as a U.S.-based software company...

•Headquartered in Blue Bell, Pennsylvania, United States
•U.S. regulatory base includes COPPA compliance requirements
•Platform is designed to handle GDPR obligations for EU users
•Business model supports partner-led deployment across markets
•No country-level revenue split was disclosed in the excerpts

REGO’s strategy is to license its COPPA-compliant family wallet architecture to partners that already have large...

Partner-led platform licensingshort-term

Partner distribution can scale reach without building a large consumer sales force.

Compliance differentiationshort-term

COPPA and GDPR compliance are central to winning trust in youth financial products.

Broader field-of-use expansionmedium-term

The company wants to reuse the same architecture across multiple controlled-payment markets.

REGO is an early-stage software company with limited operating history and no significant revenue in the excerpts, so...

critical

Liquidity and financing dependence

The company states existing cash may not sustain operations for twelve months and may need external capital.

Scope: Operating continuity and dilution risk
Materiality: high

high

Partner adoption and commercialization risk

Revenue depends on banks, telecoms, and other partners choosing to license the platform.

Scope: Sales execution and time-to-revenue
Materiality: high

high

Privacy and child-data compliance risk

The platform processes minors' data and must comply with COPPA, GDPR, and related rules.

Scope: Regulatory, legal, and reputational
Materiality: high

high

Technology and cybersecurity risk

A payments platform must protect user data, transaction integrity, and access controls.

Scope: Platform trust and operational continuity
Materiality: high

Stock-based compensation

Operating loss and equity compensation expense

Revenue recognition across multiple fee types

Revenue timing and comparability across periods

Revenue sharing and partner contracts

Reported revenue and margins

: 29/04/2026

Rego Payment Architectures, Inc.

Liquidity and financing dependence

Partner adoption and commercialization risk

Privacy and child-data compliance risk

Technology and cybersecurity risk

JACK HENRY & ASSOCIATES INC

Block, Inc.

Repay Holdings Corp

PROG Holdings, Inc.

Paymentus Holdings, Inc.

GEO GROUP INC