CCC Intelligent Solutions Holdings Inc.

CCC Intelligent Solutions Holdings Inc. builds SaaS and AI software for the insurance economy, with its core business centered on auto claims and collision repair workflows. The company’s platform connects insurers, repair shops, automakers, parts suppliers, and diagnostics providers so they can exchange data, manage estimates, process orders, and coordinate repairs digitally. Founded in 1980, CCC has built a large network effect around direct repair programs and mission-critical transaction workflows, which makes the platform useful to both sides of the insurance and repair ecosystem. Its software is delivered through a multi-tenant cloud platform and is increasingly augmented with AI-based tools, including the EvolutionIQ acquisition for disability and injury claims guidance.

14,4 %

73,5 %

0,2 %

+11,9 %

1.43

1.43

— CCC Intelligent Solutions Holdings Inc.
%
Auto physical damage solutions78% Core SaaS tools used by insurers and repairers to manage auto claims, estimates, repair workflows, and related transactions.
CCC Ecosystem and other solutions7% Adjacent software and network products for parts suppliers, automakers, diagnostics providers, and other participants in the CCC network.
Casualty and disability claims solutions10% AI-enabled and workflow software for casualty, disability, and injury claims management, including the EvolutionIQ platform.
Professional and non-software services5% Implementation, support, and other services that accompany software subscriptions and transactional usage.

CCC sells primarily to insurers and collision repair businesses that need software to run high-volume, time-sensitive...

  • Insurance carriers and claims processorsprimary

    Buy claims management, DRP, and workflow software to digitize auto physical damage and related claims operations.

  • Collision repair facilitiesprimary

    Use estimating, repair planning, and network tools to speed repairs and connect with insurer programs.

  • Automotive parts suppliers and recyclerssecondary

    Use CCC Parts Solutions to expose inventory, automate ordering, and participate in repair-driven demand.

  • Automotive manufacturers and OEMssecondary

    Connect to the platform to support repair ecosystem coordination and related digital workflows.

  • Disability and injury claims customersemerging

    Use AI-guided claims tools, especially after the EvolutionIQ acquisition, to improve claims handling decisions.

CCC is headquartered in the United States and its core customer base is concentrated in the U.S...

  • United States is the core market for insurance and collision repair software
  • More than 300 U.S. insurance customers, including national and regional carriers
  • Approximately 30,500 U.S. collision repair customers, including MSOs and dealers
  • China operations exist as a separate reporting unit and add international complexity
  • International expansion increases exposure to GDPR, AI regulation, and local compliance
  • The platform’s network value is strongest where insurers and repairers are densely connected

CCC’s strategy is to deepen its role as the operating system for the insurance economy by expanding software adoption...

01
Accelerate AI and product innovationshort-term

AI and workflow automation are central to CCC’s differentiation and customer value proposition.

02
Strengthen platform reliability, privacy, and securityshort-term

Customers rely on CCC for mission-critical claims and repair transactions, so uptime and data protection are essential to retention.

03
Expand customer penetration across the insurance ecosystemmedium-term

More users and connected partners increase network effects and make the platform harder to replace.

CCC depends on a relatively small number of large insurance and automotive customers, so contract losses or lower usage...

high

Customer concentration

A substantial portion of revenue comes from a relatively small number of insurance and automotive customers, so churn or lower usage can quickly affect results.

Scope
Large national carriers and major repair networks
Materiality
high
high

Cybersecurity and data breach

CCC’s platform processes sensitive claims and payment-related data, making it vulnerable to ransomware, phishing, fraud, and service disruption.

Scope
Cloud platform, customer data, and transaction workflows
Materiality
high
medium

International regulatory compliance

Expansion outside the U.S. exposes CCC to GDPR, the EU AI Act, anti-bribery laws, and local data rules that can raise costs and limit deployment.

Scope
EU and China operations
Materiality
medium
medium

Acquisition and integration execution

The EvolutionIQ acquisition must be integrated into CCC’s platform and sales motion without disrupting product performance or customer adoption.

Scope
AI claims guidance and disability/injury workflows
Materiality
medium
Revenue recognition under ASC 606
Can shift revenue timing and affect quarterly comparability
Goodwill and intangible asset impairment
Potentially material non-cash charges
Business combinations
Affects balance sheet composition and future earnings
Stock-based compensation
Impacts operating margin and per-share results

: 11/08/2026