ACV Auctions Inc. operates a digital marketplace platform for wholesale used-vehicle transactions in the United States, connecting dealers and commercial consignors with buyers through mobile, web, and API-based workflows. The company’s model centers on running auctions and wrapping the transaction with services such as payments, title processing, arbitration support, transportation, and short-term inventory financing. A key differentiator is its data layer—vehicle condition and valuation information (e.g., True360) that supports more transparent remote buying and programmatic bidding. ACV also supports the marketplace with physical remarketing centers that provide services like reconditioning and storage for commercial partners.
−2,6 %
−8,7 %
+19,2 %
1.60
1.60
| % | |
|---|---|
| Marketplace & service revenue (auctions + ancillary) | 70% Auction facilitation fees plus related marketplace services tied to completed wholesale vehicle transactions. |
| Transportation services | 15% Arranged vehicle transportation for marketplace purchases using third-party carrier partners (reported gross when principal). |
| Data services & software subscriptions | 8% Vehicle condition/data products (e.g., True360) and ACV MAX inventory management subscriptions. |
| Customer Assurance & guarantees | 5% Seller assurance and price/condition guarantee offerings that reduce seller risk and support digital conversion. |
| Financing (ACV Capital) | 2% Short-term inventory financing (floorplan loans) for eligible buyers purchasing vehicles through the marketplace. |
ACV’s core customers are used-vehicle dealers that buy and sell wholesale inventory and want faster sourcing, broader...
Buy and sell wholesale vehicles via ACV auctions; use condition reports, transport, and checkout services to reduce friction and risk.
Sell off-lease/fleet/rental and repossessed vehicles through ACV with optional reconditioning/storage at remarketing centers.
Run curated, rules-based private sales with customized participants, schedules, and pricing/bid policies in a co-branded interface.
Integrate directly with ACV real-time APIs or use SAM to automate bidding against defined inventory wish lists.
ACV’s operations are concentrated in the United States, where it runs a nationwide digital marketplace for wholesale...
ACV’s strategy emphasizes expanding marketplace enablement capabilities that make digital wholesale buying and selling...
Improves customer retention and increases attach of ancillary services across the transaction journey.
Reduces manual handling and cycle time in titles, arbitration, and settlement, supporting margin and service quality as volume grows.
Embeds ACV into dealer and partner systems, increasing frequency of participation and improving conversion for targeted inventory needs.
ACV’s results are exposed to used-vehicle market cycles: shifts in wholesale supply, pricing, and dealer demand can...
A breach or disruption could impair transaction processing, expose sensitive data, and reduce customer trust in digital wholesale buying.
Dealer/customer defaults (including bankruptcies) can create direct losses and may tighten underwriting, reducing financing-driven marketplace activity.
Faster depreciation in the last two quarters can change buyer behavior, pricing, and auction outcomes, creating quarterly volatility.
CARS · Services-Computer Processing & Data Preparation
CRMT · Retail-Auto Dealers & Gasoline Stations
OPLN · Retail-Auto Dealers & Gasoline Stations
KMX · Retail-Auto Dealers & Gasoline Stations
CarMax is a U.S.
APTV · Motor Vehicle Parts & Accessories
Aptiv PLC is a vehicle technology supplier that designs and manufactures hardware and software used in modern vehicles and adjacent industrial end markets.
CVNA · Retail-Auto Dealers & Gasoline Stations
: 11/08/2026