KAMUXNasdaq HelsinkiAuto & Truck DealershipsIFRS · EUR

Kamux Oyj

Kamux is a customer-focused retail chain specializing in used cars and related services. The company seamlessly integrates digital commerce with a comprehensive network of physical stores to provide an excellent customer experience regardless of time and place. Operating since 2003, Kamux has facilitated the sale of nearly 600,000 used cars. The company operates in Finland, Sweden, and Germany, with a total of 69 stores as of the end of 2024.

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Revenue876m EUR
−13.3 %y/y
Operating profit (EBIT)0.6m EUR
−92.4 %y/y
EBIT margin0.1%
−0.7 ppy/y
Net income-2.3m EUR
−150.0 %y/y

Fiscal year 2025 · change from previous year

Development 2021–2025

-25002505007501,0001,250m EUR2021: 937 m EUR2021: EBIT 28 m EUR20212022: 969 m EUR2022: EBIT 17 m EUR20222023: 1,002 m EUR2023: EBIT 16 m EUR20232024: 1,010 m EUR2024: EBIT 7.9 m EUR20242025: 876 m EUR2025: EBIT 0.60 m EUR2025TTM 2026: 664 m EURTTM 2026: EBIT -1.3 m EURTTM664-1.3
RevenueOperating profit (EBIT)TTM = last 12 months, not a full fiscal year
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Business

Share of revenue
Used Car Sales95 %

Includes the sale of pre-owned vehicles.

Integrated Services6 %

Comprises financing, insurance, and other related services.

Customers

Kamux serves a diverse customer base across Finland, Sweden, and Germany, focusing on individuals seeking affordable and reliable used vehicles. The company attracts customers by offering a wide selection of relatively new, low-mileage, and low-emission vehicles. Kamux's digital and physical presence allows it to cater to customers preferring online transactions as well as those who value in-person interactions. The company's trade-in services and financing options further enhance its appeal to budget-conscious buyers.

Individual Buyers

Purchase used cars for personal use, attracted by affordability and reliability.

Environmentally Conscious Buyers

Seek low-emission vehicles to reduce environmental impact.

Digital Savvy Customers

Prefer online platforms for purchasing vehicles.

Strategy

Kamux's strategic priorities include enhancing customer experience and operational efficiency. The company aims to strengthen its digital sales platform and expand its service offerings to meet changing customer needs. Kamux is focused on maintaining a competitive edge by continuously evaluating market conditions and adapting its business model. The company also emphasizes sustainability by promoting low-emission vehicles.

Enhance Customer ExperienceMedium term

To increase customer satisfaction and loyalty.

Operational EfficiencyShort term

To reduce costs and improve profitability.

SustainabilityLong term

To align with environmental goals and attract eco-conscious customers.

Geography

Kamux operates in Finland, Sweden, and Germany, with Finland being the largest market. The company has a strong presence in these countries with a total of 69 stores. Kamux's geographic focus allows it to leverage local market knowledge and customer preferences. The company's operations are supported by a robust digital platform that extends its reach beyond physical store locations.

Risks

Kamux faces several risks, including intense competition in the fragmented used car market and potential changes in consumer behavior. The availability of desired vehicles and fluctuations in market prices pose additional challenges. Geopolitical uncertainties and economic conditions in Europe can impact demand and operational costs. The company also deals with risks related to financing and insurance services, which are crucial for its profitability.

Sorted by severity
LowMediumHighLowMediumHighImpact →Likelihood →Geopolitical Uncertainty1Intense Competition2Consumer Behavior Changes4
Impact is the risk’s severity and likelihood how probable it is over the next few years, both assessed from the company’s reports. Numbers match the list.
  1. Geopolitical UncertaintyImpact: CriticalLikelihood: Medium

    Affects economic stability and consumer confidence.

  2. Intense CompetitionImpact: HighLikelihood: Medium

    Fragmented market with numerous competitors.

  3. Vehicle AvailabilityImpact: High

    Supply chain disruptions can impact inventory.

  4. Consumer Behavior ChangesImpact: MediumLikelihood: Medium

    Shifts in preferences can affect demand.

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Accounting

Judgemental items
Lease Accounting (IFRS 16)

Affects balance sheet and financial ratios.

Revenue Recognition (IFRS 15)

Impacts timing of service revenue.

Seasonality

Causes quarterly revenue and profit fluctuations.

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Last updated: 24/09/2026