Peapack-Gladstone Financial Corp. is a U.S. bank holding company headquartered in New Jersey, operating through its principal subsidiary, Peapack Private Bank & Trust. Its business combines commercial banking, private banking, residential lending, and wealth management across the New Jersey, New York, and Pennsylvania metropolitan market.
13,2 %
+24,1 %
| % | |
|---|---|
| Commercial banking | 78% Lending, deposits, and treasury services for business and real estate clients. |
| Wealth management | 22% Fiduciary, investment management, and tax services for high-net-worth clients and institutions. |
The company serves businesses, professionals, and real estate investors through its commercial and private banking...
Business owners, professionals, retailers, contractors, and real estate investors using working capital lines, term loans, and commercial mortgages.
Affluent individuals and households using deposit accounts, cash management, and integrated private banking services.
High-net-worth individuals, families, trusts, estates, foundations, and endowments buying fiduciary and investment services.
Local consumers using checking, savings, money market, CDs, IRAs, and residential mortgage products.
The company’s core footprint is the New Jersey, New York, and Pennsylvania metropolitan area, with primary market...
The company’s strategy centers on expanding its private banking and wealth management franchise alongside...
The franchise is concentrated in affluent, dense markets where relationship banking and private banking can scale.
Fee-based wealth services diversify revenue and deepen client relationships beyond lending and deposits.
Coordinated lending, deposits, and advisory services improve retention and wallet share.
The company is exposed to credit risk, interest-rate risk, and deposit competition because its core business depends on...
The company lends to commercial real estate, business, and consumer borrowers, so weaker economic conditions can increase delinquencies and charge-offs.
Banking is highly competitive and the company must attract and retain core deposits to fund growth.
Changes in rates affect net interest income, deposit pricing, loan demand, and the value of available-for-sale securities.
Digital banking, wealth platforms, and internal controls depend on secure systems and effective oversight.
As a bank holding company and trust/wealth manager, the company is subject to banking, fiduciary, and consumer protection rules.
PGC · Commercial Banks, NEC
GLAD
GAIN
Gladstone Investment Corporation is a Delaware-based business development company that provides capital to lower middle market companies in the United States.
GOOD · Lessors of Real Property, NEC
Gladstone Commercial Corp is a U.S.
GPAT · Blank Checks
WSBF · Savings Institution, Federally Chartered
: 29.4.2026