OXBRNasdaqFire, Marine & Casualty InsuranceUS GAAP · USD

Oxbridge Re Holdings Limited

Oxbridge Re Holdings Ltd is a Cayman Islands-based specialty property and casualty reinsurer with operations conducted through its reinsurance subsidiaries, including Oxbridge Reinsurance Limited and Oxbridge Re NS. The company also operates SurancePlus, a Web3-focused subsidiary that develops tokenized reinsurance securities and other real-world asset tokenization offerings.

Liikevaihto2,6milj. USD
+372,0 %v/v
Nettotulos−2,1milj. USD
+23,7 %v/v
Vapaa kassavirta−1,4milj. USD
−10,3 %v/v

Tilikausi 2025 · muutos edellisvuodesta

Kehitys 2020–2025

−10−5051015milj. USD2020: 1,2 milj. USD20202021: 10 milj. USD20212022: 0,85 milj. USD20222023: −7,0 milj. USD20232024: 0,55 milj. USD20242025: 2,6 milj. USD20252,6
LiikevaihtoLiikevoitto (EBIT)

Liiketoiminta

Osuus liikevaihdosta
Property & casualty reinsurance80 %

Collateralized reinsurance contracts covering selected P&C risks, especially catastrophe exposure.

Reinsurance sidecar structures10 %

Oxbridge Re NS issues participating notes to investors to support reinsurance capacity.

Tokenized reinsurance securities5 %

Digital securities representing fractional interests in reinsurance contracts.

Web3 / RWA tokenization offerings5 %

Development of tokenization products for reinsurance and other real-world assets.

Asiakkaat

The core customers are property and casualty insurers that cede catastrophe and other selected risks into fully collateralized reinsurance contracts. The company also serves third-party investors who provide capital through participating notes and tokenized securities, effectively funding collateral for the reinsurance book. Through SurancePlus, it is also building products for digital-asset and Web3-oriented investors interested in fractionalized exposure to reinsurance-linked assets.

Property and casualty insurers

Buy fully collateralized reinsurance protection for selected catastrophe and specialty risks.

Cedants in hurricane-exposed regions

Insurers in the Gulf Coast and Florida market that transfer medium-frequency, high-severity risk.

Third-party capital providers

Investors in participating notes that collateralize Oxbridge Re NS reinsurance obligations.

Tokenized security investors

Buy fractional interests in reinsurance-linked securities issued through SurancePlus.

Strategia

The company’s strategy is to write selective, fully collateralized reinsurance where it believes pricing and data support attractive risk-adjusted returns. It also aims to expand capital-efficient capacity through sidecar structures and to extend its platform into tokenized reinsurance and broader Web3-based asset tokenization. The business is built around opportunistic underwriting, disciplined capital deployment, and using technology to broaden access to reinsurance-linked investments.

Selective catastrophe underwritingLyhyt aikaväli

Targets risks where pricing and data support acceptable risk-adjusted returns.

Capital-efficient capacity expansionKeskipitkä aikaväli

Sidecar and investor-funded structures increase the amount of reinsurance it can write.

Tokenized reinsurance and RWA productsKeskipitkä aikaväli

Creates a new distribution channel and product format for reinsurance-linked exposure.

Maantiede

Oxbridge Re’s underwriting focus is the Gulf Coast region of the United States, with particular emphasis on Florida. The company is organized through Cayman Islands entities, while its business exposure is tied to U.S. catastrophe risk and U.S.-based insurance counterparties. Its newer tokenization activities are structured through Cayman Islands holding and operating subsidiaries.

Riskit

The business is exposed to catastrophe losses, especially hurricanes and other severe weather events in the Gulf Coast and Florida. Results can also vary materially with underwriting competition, regulatory changes, investment-market volatility, and the timing of new capital raises that support additional collateralized treaties. The newer tokenization and Web3 initiatives add execution, technology, and adoption risk on top of the core reinsurance risk profile.

Järjestetty vakavuuden mukaan
Catastrophe loss exposureKriittinen

The company underwrites property catastrophe reinsurance in hurricane-prone regions.

Kohdistuu: Gulf Coast and Florida

Underwriting cycle and pricing pressureKorkea

Returns depend on selecting contracts with adequate premium for the risk assumed.

Kohdistuu: Property and casualty reinsurance

Investment market volatilityKeskitaso

Reported results include investment income and fair value changes on securities.

Kohdistuu: Liquid securities and equity investments

Tokenization execution riskKeskitaso

SurancePlus is developing new digital securities and Web3 offerings that may not scale.

Kohdistuu: Digital asset and RWA products

Kirjanpito

Harkinnanvaraiset erät
Premium recognition timing

Premiums are earned over the contract term, but can be accelerated when limit losses occur.

Vaikutus: Affects quarterly revenue and comparability

Loss and loss adjustment reserves

Reserves are recorded only for incurred losses, with no contingency reserve for future events.

Vaikutus: Can materially change reported liabilities and earnings after catastrophes

Fair value measurements

Investment gains/losses and less liquid holdings require valuation judgments.

Vaikutus: Affects net income and balance sheet carrying values

Deferred acquisition costs

Acquisition costs are deferred and recognized over the related premium period.

Vaikutus: Influences expense timing and underwriting margin

Julkisesti listattuja yhtiöitä, joilla on samankaltainen liiketoiminta.

Päivitetty: 24.9.2026

Oxbridge Re Holdings Limited (Nasdaq) – Fire, Marine & Casualty Insurance | Analyysi – Clarifo