Grupo Supervielle S.A.
Grupo Supervielle S.A. is an Argentine financial services group listed in Buenos Aires and New York, centered on Banco Supervielle and a set of allied banking, brokerage, insurance, asset management, and lending businesses. Through its subsidiaries and digital platforms, it serves retail, corporate, and institutional clients across Argentina.
Tilikausi 2025 · muutos edellisvuodesta
Kehitys 2022–2025
Liiketoiminta
Osuus liikevaihdostaDeposits, loans, payments, and branch-based banking services through Banco Supervielle.
Securities brokerage, online investing, and institutional/corporate execution services.
Insurance brokerage and insurance products distributed through affiliated entities.
Mutual fund management and related investment products for clients and savers.
Car loans and other financing products provided through specialized subsidiaries.
Asiakkaat
The group serves individual retail clients, including savers, borrowers, and online investors, through branches and digital channels. It also serves SMEs, corporate clients, and institutional customers that need financing, settlement, brokerage, and cash management services. Insurance and investment products broaden the client base beyond core banking relationships.
Individuals who use branches, digital channels, deposits, payments, and consumer credit.
Individuals using online brokerage and mutual fund products for investing and trading.
Businesses that buy loans, cash management, and settlement-related services.
Institutions that use brokerage, execution, and market access services.
Clients and intermediaries that buy or distribute insurance products and brokerage services.
Strategia
The group is building an integrated financial ecosystem that combines banking, insurance, investing, brokerage, and consumer finance under one platform. Its strategy centers on fast client solutions, digital transformation, and cross-selling across brands and subsidiaries to deepen relationships and broaden revenue sources. Maintaining scale in Argentina while expanding digital reach is central to its competitive position.
Digital channels and virtual branches widen reach and support faster client acquisition.
A broader product stack increases client retention and wallet share.
Core lending and deposits remain the anchor of the franchise in Argentina.
Maantiede
Grupo Supervielle is centered in Argentina, where it operates branches, digital channels, and a multi-brand financial services platform. The company is listed on both BYMA and the NYSE, but its operating footprint and client base are overwhelmingly Argentine. Its geography concentrates exposure to the local banking, consumer credit, and capital markets environment.
Riskit
As a financial group, Supervielle is exposed to Argentine macroeconomic volatility, credit risk, and funding conditions that affect loan demand and asset quality. Its earnings are also sensitive to fair-value movements, loan impairment estimates, and regulatory requirements governing banks, brokers, and insurers. The diversified model reduces dependence on one product, but it also adds operational and compliance complexity across multiple regulated entities.
- Credit deteriorationVaikutus: KorkeaTodennäköisyys: Korkea
Loan losses rise when borrowers weaken, and the group carries consumer and commercial credit exposure.
Kohdistuu: Banco Supervielle and car financing operations
- Argentine macroeconomic volatilityVaikutus: KorkeaTodennäköisyys: Korkea
Inflation, currency instability, and weaker activity can affect funding, demand, and repayment behavior.
Kohdistuu: All domestic banking and lending businesses
- Fair value and market volatilityVaikutus: KeskitasoTodennäköisyys: Kohtalainen
Brokerage, funds, and derivatives depend on market prices and valuation inputs.
Kohdistuu - Regulatory and compliance riskVaikutus: KeskitasoTodennäköisyys: Kohtalainen
Banking, insurance, and securities activities are subject to multiple regulators and rules.
Kohdistuu: Licensed subsidiaries
Kirjanpito
Harkinnanvaraiset erätLoan loss estimates depend on staging, default assumptions, and macro inputs.
Vaikutus: Affects provisions, net income, and loan carrying values
Derivatives and financial instruments require judgment in pricing and inputs.
Vaikutus: Affects trading results and balance sheet values
The group includes banks, brokers, insurers, and other controlled entities.
Vaikutus: Affects scope of revenue, assets, and liabilities
Samankaltaisia listattuja yhtiöitä
Julkisesti listattuja yhtiöitä, joilla on samankaltainen liiketoiminta.
Päivitetty: 28.9.2026