CCSNYSEOperative BuildersUS GAAP · USD

Century Communities, Inc.

Century Communities, Inc. develops, designs, constructs, markets, and sells single-family attached and detached homes across 16 states. The company operates through two homebuilding brands, Century Communities and Century Complete, and also runs mortgage, title, insurance brokerage, and escrow services for its buyers. In addition, it has a multi-family rental platform, Century Living, focused on Colorado. Its business model combines land acquisition and entitlement, home construction, and adjacent financial services to capture more of the homebuying value chain.

Liikevaihto4 118milj. USD
−6,4 %v/v
Nettotulos148milj. USD
−55,8 %v/v
Vapaa kassavirta124milj. USD
+43,3 %v/v

Tilikausi 2025 · muutos edellisvuodesta

Kehitys 2020–2025

01 0002 0003 0004 0005 000milj. USD2020: 3 161 milj. USD20202021: 4 216 milj. USD20212022: 4 506 milj. USD20222023: 3 692 milj. USD20232024: 4 398 milj. USD20242025: 4 118 milj. USD20254 118
LiikevaihtoLiikevoitto (EBIT)

Liiketoiminta

Osuus liikevaihdosta
Homebuilding88 %

Design, construction, marketing, and sale of single-family homes under Century Communities and Century Complete.

Land Development and Entitlement0 %

Acquisition, entitlement, and development of underlying land for future home communities.

Financial Services9 %

Mortgage origination, title, insurance brokerage, and escrow services provided primarily to homebuyers.

Century Living3 %

Development, construction, management, leasing, and disposition of multi-family rental properties.

Asiakkaat

Century Communities sells primarily to U.S. homebuyers, with a strong focus on entry-level purchasers as well as first-time move-up and lifestyle buyers. The Century Communities brand serves a broader set of buyers and offers customization options, while Century Complete is aimed at affordability-focused entry-level buyers who want a simpler purchase process and fewer upgrades. The company also serves buyers who need financing, title, insurance, and escrow support, which makes its Financial Services segment strategically important to closing transactions. For Century Living, the customer base is renters and multifamily property buyers/disposition counterparties in Colorado, though this is a smaller and newer part of the business.

Entry-level homebuyers

Buy Century Complete and affordable Century Communities homes because the company emphasizes lower price points and simplified purchase options.

First-time and first move-up buyers

Buy Century Communities homes with more floor plans and customization to fit changing household needs.

Lifestyle homebuyers

Buy homes with design features such as outdoor living spaces and first-floor primary suites for lifestyle fit.

Homebuyers needing financing and closing services

Use the company's mortgage, title, insurance brokerage, and escrow services to simplify the closing process.

Multifamily rental market participants

Engage with Century Living assets in Colorado through leasing or property disposition transactions.

Strategia

Century Communities is focused on delivering risk-adjusted returns on stockholders’ equity and inventory while positioning for growth when housing conditions improve. A central priority is maintaining a strong balance sheet and using leverage prudently, which is important in a cyclical, land-intensive business. The company also emphasizes cost control, including construction efficiency, value engineering, and digital marketing, to protect margins in a competitive affordability-driven market. Its product and channel strategy is designed to serve multiple buyer types while using Century Complete to reach entry-level customers through studios and the internet with a lower-cost sales model.

Cost discipline and operating efficiencyLyhyt aikaväli

The company competes in an affordability-sensitive market, so lower construction and selling costs support demand and margins.

Balance sheet strength and prudent leverageLyhyt aikaväli

Homebuilding requires significant land and development capital, and financial flexibility matters in cyclical housing markets.

Broaden buyer reach through differentiated brandsKeskipitkä aikaväli

Serving both affordable and broader lifestyle segments helps diversify demand and reduce reliance on one buyer cohort.

Optimize land and community positioningKeskipitkä aikaväli

Land acquisition and entitlement discipline are key to capturing growth in markets with population and employment expansion.

Maantiede

Century Communities operates homebuilding businesses in 16 states, with a broad U.S. footprint rather than dependence on a single market. Its reportable homebuilding segments are West, Mountain, Texas, Southeast, and Century Complete, which indicates exposure to multiple regional housing cycles and local regulatory environments. Century Living is currently concentrated in Colorado, where its multi-family rental properties are located. The company’s geographic diversification helps offset localized demand weakness, but it also exposes the business to regional land, labor, weather, and entitlement constraints.

Riskit

Century Communities is exposed to cyclical housing demand, which can weaken quickly when interest rates, inflation, or employment conditions deteriorate. Because many buyers need mortgage financing, the company’s sales are sensitive to affordability and the availability of credit, and its Financial Services segment is tied to the same market conditions. The business also depends on land acquisition, entitlement, and construction execution, so delays, cost overruns, labor shortages, or supply-chain disruptions can hurt profitability and delivery schedules. Geographic concentration in specific regions, plus weather, regulatory, warranty, and liability risks, can create localized earnings volatility and reputational damage.

Järjestetty vakavuuden mukaan
MatalaKohtalainenKorkeaMatalaKohtalainenKorkeaVaikutus →Todennäköisyys →Housing demand cyclicality1Mortgage financing availability2Construction input and labor inflation3Land and entitlement execution4Regional and weather exposure5Warranty and liability claims6
Vaikutus on riskin vakavuus ja todennäköisyys sen toteutumisen todennäköisyys lähivuosina, molemmat arvioitu yhtiön raporttien perusteella. Numerot vastaavat listaa.
  1. Housing demand cyclicalityVaikutus: KorkeaTodennäköisyys: Korkea

    Home sales depend on consumer confidence, affordability, and local housing conditions, all of which can change quickly.

    Kohdistuu: Core homebuilding operations

  2. Mortgage financing availabilityVaikutus: KorkeaTodennäköisyys: Korkea

    Many buyers require financing, so tighter credit or higher rates can reduce closings and cancelations can rise.

    Kohdistuu: Home sales and Financial Services

  3. Construction input and labor inflationVaikutus: KorkeaTodennäköisyys: Korkea

    Shortages or price spikes in labor, materials, utilities, and supplies can compress margins and delay deliveries.

    Kohdistuu: Homebuilding gross margin

  4. Land and entitlement executionVaikutus: KorkeaTodennäköisyys: Kohtalainen

    The company must identify, acquire, entitle, and develop land before it can sell homes, creating timing and approval risk.

    Kohdistuu: Community pipeline and inventory

  5. Regional and weather exposureVaikutus: KeskitasoTodennäköisyys: Kohtalainen

    Operating in multiple states still leaves the company exposed to localized economic, regulatory, environmental, and weather events.

    KohdistuuWestMountainTexasSoutheastColorado
  6. Warranty and liability claimsVaikutus: KeskitasoTodennäköisyys: Kohtalainen

    Defects, personal injury, environmental, or other claims may exceed insurance coverage or harm the brand.

    Kohdistuu: Completed homes and communities

Kirjanpito

Harkinnanvaraiset erät
Revenue recognition on home closings

Revenue is recorded at delivery and title transfer, so timing of closings drives reported quarterly results.

Vaikutus: Can create significant quarter-to-quarter volatility in revenue and margin

Sales incentives and discounts

Price and financing incentives are recorded as reductions of home sales revenue.

Vaikutus: Affects reported average selling prices and gross margin

Land option deposits and contract recoverability

The company has substantial land purchase and option commitments that require assessment of whether deposits remain recoverable.

Vaikutus: Can affect asset values and impairment charges

Century Living revenue classification

Multi-family rental operations shifted toward disposition-focused ordinary activities, affecting how revenue is presented.

Vaikutus: Can change comparability across periods

Julkisesti listattuja yhtiöitä, joilla on samankaltainen liiketoiminta.

Päivitetty: 24.9.2026

Century Communities, Inc. (CCS) liikevaihto, tulos ja tunnusluvut 2025 – Clarifo