# KlaraBo Sverige

> Clarifo company profile — qualitative business description generated from
> the company's filings. Financial statements, charts and ratios are
> available on Clarifo (https://www.clarifo.com/en/companies/klarabosverigeb).

## Overview

KlaraBo Sverige AB acquires, develops, refurbishes and manages residential properties in Sweden through a long-term ownership model. Its portfolio is concentrated in Swedish growth regions, with local property clusters that combine rental housing, property improvement and selective new construction.

## Products & services

• Acquisition of residential properties
• Property management of rental housing
• Refurbishment and total renovations
• Selective new residential development
• Local tenant and neighborhood management

- **Residential property ownership** (45%) — Long-term ownership of apartment buildings and rental housing in Swedish growth regions.
- **Property management** (25%) — Day-to-day management of owned residential properties, tenants and local operations.
- **Refurbishment and improvements** (20%) — Planned refurbishments, upgrades and energy-efficiency improvements to existing buildings.
- **New construction and project development** (10%) — Selective development of new residential properties when commercially feasible.

- Acquisition of residential properties
- Property management of rental housing
- Refurbishment and total renovations
- Selective new residential development
- Local tenant and neighborhood management

## Customers

KlaraBo’s direct customers are residential tenants who rent apartments in its owned properties, with demand centered on households seeking stable, well-managed housing. The company also serves municipalities and local communities indirectly through neighborhood development, while investors are an important stakeholder group because the business model is built around long-term property value creation.

- **Residential tenants** (primary) — Households renting apartments in KlaraBo's owned residential properties; they buy housing, service and local responsiveness.
- **Growth-region households** (primary) — Tenants in Swedish growth regions who need housing near jobs, schools and transport.
- **Community stakeholders** (secondary) — Local residents and associations that benefit from safer, better-maintained neighborhoods and partnerships.
- **Capital providers and shareholders** (secondary) — Investors who back the portfolio strategy and expect long-term value growth from property operations.

- Residential tenants renting apartments in KlaraBo-owned properties
- Households seeking housing in Swedish growth regions
- Tenants valuing renovated homes and local property management
- Communities benefiting from neighborhood and safety initiatives
- Investors focused on long-term property value creation

## Geography

KlaraBo operates in Sweden, with a focus on growth regions where population trends and labor markets support rental demand. Its largest clusters are in Trelleborg, Helsingborg, Visby and Östersund, and the company manages properties through local presence rather than a broad international footprint.

- **Sweden** (100%) — Company reports describe a Sweden-focused residential property portfolio.

- Operations are concentrated in Sweden
- Largest clusters are in Trelleborg, Helsingborg, Visby and Östersund
- Focus on Swedish growth regions with population and job growth
- Local property management supports tenant proximity and execution
- No meaningful international operating footprint is described

## Strategy

KlaraBo’s strategy is to build value through acquisitions, refurbishment, selective new construction and active property management in chosen Swedish locations. The company emphasizes clustered ownership, energy-efficiency improvements and local operating control to support long-term rental income and portfolio value.

- **Cluster the portfolio in growth regions** (medium-term) — Concentrated ownership improves management efficiency and supports local market knowledge.
- **Refurbish and improve existing properties** (short-term) — Upgrades raise housing standards, support rent differentiation and improve asset quality.
- **Selective new construction** (medium-term) — New projects complement the portfolio when demand and economics support development.
- **Sustainability and energy transition** (long-term) — Lower energy use and renewable energy reduce operating risk and support long-term value.

- Acquire properties in selected Swedish growth regions
- Increase value through refurbishments and technical upgrades
- Use clustered ownership to improve operating efficiency
- Add selective new construction where commercially feasible
- Strengthen sustainability and energy efficiency across the portfolio

## Risks

KlaraBo is exposed to property-market, financing and project-execution risks that are typical for residential real estate owners. Its reported risks also include liquidity and refinancing dependence, uncertainty around ongoing projects, and valuation sensitivity because investment properties are measured at fair value.

- **Financing and refinancing dependence** [high] — The portfolio is financed primarily with bank borrowings, so access to credit affects operations and projects.
- **Liquidity risk** [high] — The company needs liquidity to fund operations, interest payments and project spending.
- **Ongoing project execution risk** [medium] — Project size, timing, costs and future rental values are based on estimates that can change.
- **Interest-rate risk** [high] — Variable-rate borrowing creates sensitivity to market rates, even when hedged with swaps.
- **Property valuation risk** [medium] — Investment properties are carried at fair value, so market assumptions can move reported asset values.

- Financing and refinancing risk from debt-funded property ownership
- Liquidity risk if access to bank funding tightens
- Project risk from uncertain costs, timing and rental outcomes
- Fair value volatility in investment property valuations
- Interest-rate risk managed through derivatives and fixed-rate terms

## Accounting

The most important accounting judgments are fair value measurement of investment properties, which can materially move reported asset values and equity. KlaraBo also uses estimates for ongoing projects, deferred tax, derivatives and IFRS 16 lease liabilities, all of which can affect reported earnings, balance-sheet leverage and comparability across periods.

- **Fair value of investment properties** — Can materially affect equity, deferred tax and valuation gains/losses
- **Project development accounting** — Affects timing of value recognition and reported earnings
- **Interest-rate derivatives** — Affects finance costs and volatility in comprehensive income
- **Deferred tax on property revaluations** — Affects net assets and tax expense
- **IFRS 16 lease liabilities** — Affects reported debt and leverage metrics

- Investment properties are measured at fair value under IFRS 13 Level 3
- Project development properties use completion-based value recognition
- Derivative accounting affects reported interest-rate hedging results
- Deferred tax is sensitive to property revaluations and divestments
- IFRS 16 lease liabilities are small but still affect debt presentation

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*Last updated: 2026-08-11T04:04:53.804915+00:00*