BCCGOTCFinance ServicesUS GAAP · USD

Blue Chip Capital Group Inc.

Blue Chip Capital Group Inc. is a U.S.-based finance-services holding company centered on the Raisewise crowdfunding platform and related intellectual property. Through Raisewise USA and subsidiaries in Sweden, Morocco, and Brazil, the company develops source code, online financing platforms, maintenance services, and potential white-label or franchise applications for securities crowdfunding.

Operating profit (EBIT)-21.7m USD
−286.8 %y/y
Net income-22.7m USD
−297.9 %y/y

Fiscal year 2026 · change from previous year

Development 2022–2026

-25-20-15-10-50m USD20222023: EBIT -0.20 m USD20232024: EBIT -1.3 m USD20242025: EBIT -5.6 m USD20252026: EBIT -22 m USD2026-22
RevenueOperating profit (EBIT)

Business

Share of revenue
Crowdfunding Platforms55 %

Proposed online platforms for Regulation A and Regulation Crowdfunding offerings.

White-Label Technology20 %

Licensing or deployment of Raisewise source code and related intellectual property for third parties.

Software Maintenance and Support15 %

Maintenance contracts and technical support associated with Raisewise platforms.

Franchise and Licensing Opportunities10 %

Potential franchise, brand, trademark, and technology arrangements for external operators.

Customers

Raisewise is designed to serve companies seeking online capital formation under Regulation A or Regulation Crowdfunding, as well as investors seeking access to such offerings. Potential customers also include financial intermediaries, platform operators, and international partners that could use the Raisewise technology under white-label or franchise arrangements. The company’s customer base remains tied to regulatory approvals, platform adoption, and the development of an active issuer and investor marketplace.

Regulation A Issuers

Private companies seeking to raise capital through online Regulation A offerings.

Regulation Crowdfunding Issuers

Smaller businesses using regulated online offerings to access individual investors.

Individual Investors

Investors seeking online access to securities offerings listed on the platform.

White-Label and Franchise Partners

External operators licensing Raisewise software, brand, or intellectual property.

International Platform Operators

Potential operators in Sweden, Morocco, Brazil, and other markets requiring local crowdfunding infrastructure.

Strategy

The company’s strategy is to establish Raisewise crowdfunding operations in the United States and selected international markets while monetizing its software, brand, and source code through platform, white-label, licensing, or franchise models. It has pursued regulatory and platform-readiness steps, including a FINRA application for Raisewise USA and contemplated approvals in Sweden, Morocco, and Brazil. The broader plan also includes a potential acquisition of US Petrochemical, although execution depends on financing and definitive transaction arrangements.

Regulatory and platform authorizationShort term

Approvals are required before the proposed crowdfunding model can operate at scale.

Crowdfunding platform commercializationMedium term

Issuer and investor adoption is necessary to convert the technology into operating revenue.

Intellectual property monetizationMedium term

White-label and licensing arrangements could extend distribution without building every market directly.

Potential operating-company acquisitionMedium term

An acquisition could provide an operating business alongside the development-stage platform strategy.

Geography

The company is based in the United States and owns the Raisewise intellectual property through a corporate structure that includes Raisewise USA and subsidiaries in Sweden, Morocco, and Brazil. These international subsidiaries are intended to support development and potential crowdfunding operations subject to local regulatory requirements. The available reports do not disclose revenue by country or geographic revenue percentages.

Risks

Blue Chip Capital Group faces development-stage execution risk because the Raisewise platforms have limited operating history and depend on regulatory approvals, issuer adoption, and investor participation. The company also reports substantial doubt regarding its ability to continue as a going concern, has not generated operating revenue in the cited reports, and relies on external capital. Regulatory uncertainty, dependence on key personnel, controlled-company governance, intellectual-property commercialization, and the potential US Petrochemical acquisition add further execution and dilution risks.

Sorted by severity
LowMediumHighLowMediumHighImpact →Likelihood →Going-concern and liquidity risk1Additional capital availability2Platform adoption risk3Acquisition execution risk4Regulatory approval risk5Controlled-company governance6
Impact is the risk’s severity and likelihood how probable it is over the next few years, both assessed from the company’s reports. Numbers match the list.
  1. Going-concern and liquidity riskImpact: CriticalLikelihood: High

    The auditor expressed substantial doubt and the company estimates at least $2 million of annual funding needs.

    ExposureAdministrativeLegalAccountingPlatform development costs
  2. Additional capital availabilityImpact: HighLikelihood: High

    Operations have been funded through private debt, equity, and founder support rather than operating cash flow.

    ExposureConvertible notesRestricted equityPotential IPO proceeds
  3. Platform adoption riskImpact: HighLikelihood: High

    Potential issuers may use competing platforms or alternative financing methods, limiting marketplace liquidity.

    Exposure: Raisewise issuer and investor network

  4. Acquisition execution riskImpact: HighLikelihood: High

    The planned US Petrochemical transaction requires financing, definitive agreements, and successful closing.

    Exposure: Potential $7 million acquisition funding requirement

  5. Regulatory approval riskImpact: HighLikelihood: Medium

    Crowdfunding activities require FINRA and, where applicable, foreign regulatory approvals.

    ExposureUnited StatesSwedenMoroccoBrazil
  6. Controlled-company governanceImpact: MediumLikelihood: Medium

    A control person can influence management and shareholder decisions, reducing minority-holder influence.

    Exposure: Voting control and corporate governance

  7. Key-person dependenceImpact: Medium

    The company relies heavily on management expertise for software development, operations, and strategic execution.

    Exposure: Management and intellectual-property development

Accounting

Judgemental items
Going-concern assessment

The auditor cited substantial doubt, while financial statements assume continued operations.

Impact: May require prominent disclosures and affects interpretation of asset recoverability.

Convertible notes

The company issued convertible notes to private investors and must assess debt, conversion, and related issuance terms.

Impact: Can affect liabilities, interest expense, equity classification, and dilution.

Restricted shares issued as inducement

Shares issued alongside convertible notes affect equity accounting and the fully diluted share count.

Impact: May increase paid-in capital and future dilution exposure.

Internally developed intellectual property

Source code, trademarks, and associated technologies are central assets of the holding-company structure.

Impact: Capitalization, amortization, and impairment judgments can materially affect assets and expenses.

Revenue recognition for platform and licensing contracts

Future crowdfunding, maintenance, white-label, franchise, or licensing arrangements may contain multiple deliverables.

Impact: Contract structure will determine timing and classification of revenue.

Potential acquisition accounting

The proposed US Petrochemical transaction would require assessment of purchase price allocation and liabilities if completed.

Impact: Could create goodwill, identifiable intangibles, and future impairment exposure.

Publicly listed companies with a comparable business focus.

Last updated: 24/09/2026