AMBRNasdaqFinance ServicesUS GAAP · USD

Amber International Holding Ltd

Amber International Holding Ltd is a Cayman Islands holding company that operates through subsidiaries and a VIE to provide digital assets platform services and agentic software solutions. Its business is centered on Singapore and Hong Kong, and it serves users through the Amber Premium brand as well as its AI agent products for finance and growth workflows.

Net income2.6m USD
+111.3 %y/y

Fiscal year 2025 · change from previous year

Development 2020–2025

-2000200400m USD2020: 255 m USD2020: EBIT -1.8 m USD20202021: 308 m USD2021: EBIT -13 m USD20212022: 169 m USD2022: EBIT -194 m USD20222023: 133 m USD2023: EBIT -41 m USD20232024: 33 m USD2024: EBIT -17 m USD20242025
RevenueOperating profit (EBIT)
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Business

Share of revenue
Digital wealth management60 %

Digital-asset-focused wealth management, portfolio access, and investment solutions for sophisticated clients.

Institutional market access25 %

Execution infrastructure and trading access for institutions and professional allocators.

Agentic software solutions15 %

AI agents that execute workflows for consumers and businesses in finance and marketing.

Customers

Amber International serves high-net-worth individuals, family-office-style investors, and other sophisticated clients that want private-banking-style access to digital assets. It also works with leading institutions that need execution infrastructure, market access, and investment products around digital assets. Its AI agent offerings broaden the customer base to consumers seeking personal finance automation and businesses that need workflow execution in growth and marketing.

High-net-worth individuals

Buy digital wealth management and investment access because they want institutional-grade service for digital assets.

Institutional clients

Use execution infrastructure and market access for professional digital-asset trading and allocation.

Consumer finance users

Use Ambre for personal finance assistance and workflow execution.

Growth and marketing teams

Use MIA to automate growth and marketing workflows with agentic software.

Strategy

Amber International is positioning itself as a digital wealth platform that combines institutional-grade digital-asset access with private-banking-style service. It is also expanding into agentic AI products, using financial infrastructure and trust with sophisticated users as a base for new software use cases.

Deepen digital wealth management offeringMedium term

This is the core business and the main source of differentiated client demand.

Strengthen institutional-grade execution and market accessShort term

Execution quality and infrastructure are central to serving professional digital-asset users.

Scale agentic AI productsMedium term

AI agents extend the business beyond asset management into software-enabled workflows.

Geography

2024

The group says its principal operations and geographic market are in Singapore and Hong Kong, where its digital-asset and agentic offerings are built and delivered. It is headquartered in Singapore and listed on Nasdaq in the United States through its Cayman holding structure. The business is therefore exposed to Asia-centric operating conditions while also relying on global capital-markets connectivity.

Hong Kong62 %
China37 %
Other countries (US filing)1.0 %

Share of the revenue the company reports by geography.

Risks

The business is exposed to digital-asset market volatility, because client demand, trading activity, and asset valuations can change quickly with market sentiment. It also depends on complex fair-value judgments for derivatives and on trust, technology reliability, and regulatory acceptance across jurisdictions where digital assets remain unevenly regulated.

Sorted by severity
LowMediumHighLowMediumHighImpact →Likelihood →Digital-asset market volatility1Regulatory and licensing risk2Technology and execution reliability3Derivative fair-value estimation4
Impact is the risk’s severity and likelihood how probable it is over the next few years, both assessed from the company’s reports. Numbers match the list.
  1. Digital-asset market volatilityImpact: HighLikelihood: High

    Demand for wealth management, trading, and investment solutions is tied to crypto market cycles.

    ExposureClient activityTransaction volumeAsset-linked product demand
  2. Regulatory and licensing riskImpact: HighLikelihood: Medium

    Digital-asset businesses face changing rules across Singapore, Hong Kong, and other markets.

    ExposurePlatform operationsProduct availabilityClient onboarding
  3. Technology and execution reliabilityImpact: HighLikelihood: Medium

    The platform depends on infrastructure that must perform accurately for high-stakes financial workflows.

    ExposureClient trustTrading executionProduct adoption
  4. Derivative fair-value estimationImpact: MediumLikelihood: High

    The company uses call/put options and dual currency contracts valued with models and unobservable inputs.

    Exposure: Reported earnings and balance-sheet valuation

Accounting

Judgemental items
Derivative valuation

Call/put options and dual currency contracts are marked to fair value using option-pricing models.

Impact: Can materially affect earnings and balance-sheet values

VIE and subsidiary consolidation

The group conducts business through subsidiaries and a controlled structured entity.

Impact: Determines what revenues, costs, assets, and liabilities are consolidated

IFRS 18 presentation

The company notes future changes in presentation and disclosure requirements.

Impact: May affect how investors read operating performance over time

Publicly listed companies with a comparable business focus.

Last updated: 28/09/2026

Amber International Holding Ltd (Nasdaq) – Finance Services | Financial Analysis – Clarifo